Enter your gross salary and this works out your Income Tax, National Insurance, and what actually lands in your bank account — using the 2026/27 tax year rates and thresholds (6 April 2026 to 5 April 2027).
2026/27 tax year rates (6 April 2026 – 5 April 2027), verified against gov.uk. England/Wales/NI: Personal Allowance £12,570 (tapered £1 per £2 above £100,000, gone at £125,140); 20% basic rate to £50,270; 40% higher rate to £125,140; 45% above. Scotland: 19% to £16,537; 20% to £29,526; 21% to £43,662; 42% to £75,000; 45% to £125,140; 48% above. Employee National Insurance: 0% below £12,570, 8% up to £50,270, 2% above. Pension contributions reduce taxable and NI-able pay under salary sacrifice / relief-at-source assumptions used here in a simplified way. This is general information, not financial or tax advice — for anything that matters, check gov.uk or a real adviser.