Money & policy
Burnham has big ideas - but what will they cost?
Relying on the proposed unfreezing of income tax thresholds to combat the cost-of-living crisis is a mistake. The proposed unfreezing of the Personal Allowance is a…
Money & policy
'I can't afford to turn the oven on': 7.4m households struggling to buy essentials
Relying on government assistance and temporary measures to alleviate the cost-of-living crisis is insufficient, and individuals must take proactive steps to manage…
Money & policy
Pension withdrawals surge to £91 billion – how should you access your retirement savings?
**The rush to crystallise pensions at withdrawal rates above 8 percent is not “flexibility” – it is a mass‑anchoring error where savers fixate on the 25 percent…
Money & policy
The dividend trap: why the highest yields in the FTSE 100 are the ones most likely to cost you
The tax on a high dividend yield does not erase your gain. It erases your reason for taking the risk. A higher-rate taxpayer holding an 8% yielder outside an ISA…
Money & policy
The first 5 years of retirement decide everything — especially with Trump in the White House. Foolproof your riches now
Failing to create a cash bucket for the first five years of retirement can permanently diminish a retiree's nest egg due to sequence of returns risk, which can be…
Money & policy
Trump officials float cut to capital gains tax on home sales. What it could mean for homeowners
The proposed expansion of the Section 121 exclusion is a distraction for the average homeowner. Because current thresholds already shield the vast majority of…